{"id":18924,"date":"2026-11-13T16:43:39","date_gmt":"2026-11-13T08:43:39","guid":{"rendered":"https:\/\/www.btse.com\/blog\/?p=18924"},"modified":"2026-11-13T16:43:39","modified_gmt":"2026-11-13T08:43:39","slug":"bitcoin-atm-explained","status":"publish","type":"post","link":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/","title":{"rendered":"What Is a Bitcoin ATM? Crypto ATM Explained"},"content":{"rendered":"<h2><span style=\"font-family: inter; color: #000000;\"><b>Key Takeaways<\/b><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">What is a Bitcoin ATM? A Bitcoin ATM, also called a crypto ATM, is a machine that lets you swap cash for cryptocurrency, and some machines also swap crypto back into cash. It is not a bank ATM and it does not take money out of a bank account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">To use one, you choose a coin, scan a QR code that holds your crypto wallet address, insert cash, and the machine sends the crypto to that address after taking its fee.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Fees are set by each operator (the company that owns and runs the machine) so remember to check the total cost on the screen before you pay.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Scammers often send victims to these machines, and the money is very hard to get back once it is sent.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-family: inter;\"><b>Bitcoin ATM at a Glance<\/b><\/span><\/h2>\n<table style=\"width: 98.8521%;\" border=\"2\" class=\"mtr-table mtr-thead-th\">\n<thead>\n<tr>\n<th style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\"><span style=\"font-family: inter; font-size: 14pt; color: #000000;\"><b>Item<\/b><\/span><\/div><\/th>\n<th style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\"><span style=\"font-family: inter; font-size: 14pt; color: #000000;\"><b>Detail<\/b><\/span><\/div><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">What it is<\/span><\/div><\/td>\n<td style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">A machine that swaps cash for cryptocurrency (and on some machines the reverse)<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Also called<\/span><\/div><\/td>\n<td style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Crypto ATM, Bitcoin ATM, BTM or convertible virtual currency kiosk<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">What you need<\/span><\/div><\/td>\n<td style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Cash, a crypto wallet address (often a QR code) and, in many places, ID and a phone number<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Cost<\/span><\/div><\/td>\n<td style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Set by the operator: a visible fee, a margin built into the price, or both<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Limits<\/span><\/div><\/td>\n<td style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Set by the operator and by local law, often lower for new customers<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Speed<\/span><\/div><\/td>\n<td style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Varies by operator and network; crypto arrives after the network confirms the transfer<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Main risk<\/span><\/div><\/td>\n<td style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Scams that send people and their cash to a machine, and payments that are hard to reverse<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 35.5976%;\" data-mtr-content=\"Item\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Rules<\/span><\/div><\/td>\n<td style=\"width: 142.665%;\" data-mtr-content=\"Detail\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Differ by country and US state; as of November 13, 2026, four US states ban operation of the machines statewide<\/span><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>What Is a Bitcoin ATM?<\/b><\/span><\/h2>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">A Bitcoin ATM is a machine that lets you swap cash for <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.btse.com\/en\/trading\/BTC-USDT\"><span style=\"font-weight: 400;\">Bitcoin<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">, <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.btse.com\/en\/trading\/ETH-USDT\"><span style=\"font-weight: 400;\">Ethereum<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\"> or another cryptocurrency, and some machines let you swap the other way around. The US Treasury&#8217;s Financial Crimes Enforcement Network (FinCEN) calls them <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.fincen.gov\/sites\/default\/files\/shared\/FinCEN-Notice-CVCKIOSK.pdf\"><span style=\"font-weight: 400;\">convertible virtual currency kiosks<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">: ATM-like devices that exchange real currency for virtual currency and vice versa.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">In plain terms, a Bitcoin ATM is a cash-to-crypto machine, not a normal bank ATM. A bank ATM gives you access to money held in your bank account, while a crypto ATM sells you crypto for the cash you insert and sends it to a wallet. The Federal Trade Commission (FTC) says many of these machines handle coins other than Bitcoin.<\/span><\/p>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>How Do Crypto ATMs Work? A Step-by-Step Guide<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">A crypto ATM takes your cash and sends the matching amount of crypto, minus fees, to a wallet address you provide. A crypto wallet is an app or device that holds your crypto, and its address works like an account number. The steps below are typical, and screens differ by operator and place.<\/span><\/p>\n<ol>\n<li><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>Choose a coin.<\/b><span style=\"font-weight: 400;\"> Pick the cryptocurrency you want, such as Bitcoin.<\/span><\/span><\/li>\n<li><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>Verify yourself if asked.<\/b><span style=\"font-weight: 400;\"> Many machines ask for a phone number, and some ask for a photo ID. This is called KYC (&#8220;know your customer&#8221;), or an identity check.<\/span><\/span><\/li>\n<li><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>Scan your wallet QR code.<\/b><span style=\"font-weight: 400;\"> A QR code is a square barcode, and your <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.btse.com\/blog\/crypto-wallet-security-guide\/\"><span style=\"font-weight: 400;\">wallet<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\"> app can show your address as one. Scan your own code, and double-check the address on the screen to be sure it is yours.<\/span><\/span><\/li>\n<li><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>Insert cash and check the total.<\/b><span style=\"font-weight: 400;\"> The screen should show the amount of crypto you will get and the fee for brokering the transaction. Do not confirm if the numbers look wrong.<\/span><\/span><\/li>\n<li><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>Wait for the transfer.<\/b><span style=\"font-weight: 400;\"> The machine submits the transfer, and the blockchain, the shared public record of crypto transfers, then confirms it. How long this takes varies by operator and network, as crypto does not always arrive instantly.<\/span><\/span><\/li>\n<\/ol>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-18925\" src=\"https:\/\/i0.wp.com\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/crypto-atm-flow.png?resize=1080%2C468&#038;ssl=1\" alt=\"\" width=\"1080\" height=\"468\" srcset=\"https:\/\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/crypto-atm-flow.png 1200w, https:\/\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/crypto-atm-flow-980x425.png 980w, https:\/\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/crypto-atm-flow-480x208.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1200px, 100vw\" \/><\/p>\n<p><span style=\"font-family: inter; color: #000000;\"><i><span style=\"font-weight: 400;\">How a crypto ATM works, in five steps: choose a coin, verify your identity if asked (KYC), scan your wallet QR code, insert cash, and the crypto is sent to your wallet after the network confirms it.<\/span><\/i><\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Here is an illustrative example, not a real quote: you insert $100 and the machine shows a total cost of 12%. You would receive about $88 worth of crypto, and the $12 goes to fees and margin.<\/span><\/p>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>How Do You Sell Bitcoin at a Two-Way Bitcoin ATM?<\/b><\/span><\/h2>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">On a two-way machine, which <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.fincen.gov\/sites\/default\/files\/shared\/FinCEN-Notice-CVCKIOSK.pdf\"><span style=\"font-weight: 400;\">FinCEN describes<\/span><\/a><span style=\"font-weight: 400;\"> as exchanging currency in both directions, selling typically means choosing the sell option, sending crypto from your wallet to the address the machine shows, and receiving cash once the transfer is accepted. Not every machine supports selling, and the steps differ by operator.<\/span><\/span><\/p>\n<ol>\n<li><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>Choose &#8220;sell&#8221;<\/b><span style=\"font-weight: 400;\"> and the coin you want to sell, and complete any ID check the machine asks for.<\/span><\/span><\/li>\n<li><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>Send the crypto<\/b><span style=\"font-weight: 400;\"> from your wallet app to the QR code or address on the screen, after checking the amount and fee.<\/span><\/span><\/li>\n<li><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>Collect your cash<\/b><span style=\"font-weight: 400;\"> once the machine accepts the transfer.<\/span><\/span><\/li>\n<\/ol>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>Bitcoin ATM vs Traditional ATM: What Is the Difference?<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">What is a Bitcoin ATM compared with a bank ATM? A traditional ATM lets you withdraw or deposit money in your own bank account, while a Bitcoin ATM sells or buys crypto and sends it to a wallet.<\/span><\/p>\n<table style=\"width: 99.196%;\" border=\"2\" class=\"mtr-table mtr-thead-th\">\n<thead>\n<tr>\n<th style=\"width: 15.9817%; text-align: left;\" data-mtr-content=\"Point\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\"><span style=\"font-family: inter; font-size: 14pt; color: #000000;\"><b>Point<\/b><\/span><\/div><\/th>\n<th style=\"width: 35.6164%; text-align: left;\" data-mtr-content=\"Traditional (bank) ATM\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\"><span style=\"font-family: inter; font-size: 14pt; color: #000000;\"><b>Traditional (bank) ATM<\/b><\/span><\/div><\/th>\n<th style=\"width: 115.868%; text-align: left;\" data-mtr-content=\"Bitcoin (crypto) ATM\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\"><span style=\"font-family: inter; font-size: 14pt; color: #000000;\"><b>Bitcoin (crypto) ATM<\/b><\/span><\/div><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 15.9817%; text-align: left;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">What it does<\/span><\/div><\/td>\n<td style=\"width: 35.6164%; text-align: left;\" data-mtr-content=\"Traditional (bank) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Gives access to money in your bank account<\/span><\/div><\/td>\n<td style=\"width: 115.868%; text-align: left;\" data-mtr-content=\"Bitcoin (crypto) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Swaps cash for crypto (some machines also swap crypto for cash)<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 15.9817%; text-align: left;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">What you receive<\/span><\/div><\/td>\n<td style=\"width: 35.6164%; text-align: left;\" data-mtr-content=\"Traditional (bank) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Cash or a bank balance change<\/span><\/div><\/td>\n<td style=\"width: 115.868%; text-align: left;\" data-mtr-content=\"Bitcoin (crypto) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Crypto in a wallet address you provide<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 15.9817%; text-align: left;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">What you need<\/span><\/div><\/td>\n<td style=\"width: 35.6164%; text-align: left;\" data-mtr-content=\"Traditional (bank) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Bank card and PIN<\/span><\/div><\/td>\n<td style=\"width: 115.868%; text-align: left;\" data-mtr-content=\"Bitcoin (crypto) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Cash and a wallet address; ID in many places<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 15.9817%; text-align: left;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Who sets the price<\/span><\/div><\/td>\n<td style=\"width: 35.6164%; text-align: left;\" data-mtr-content=\"Traditional (bank) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">The ATM owner and your bank may charge fees<\/span><\/div><\/td>\n<td style=\"width: 115.868%; text-align: left;\" data-mtr-content=\"Bitcoin (crypto) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">The operator sets the fee and the price of the coin<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 15.9817%; text-align: left;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">If you make a mistake<\/span><\/div><\/td>\n<td style=\"width: 35.6164%; text-align: left;\" data-mtr-content=\"Traditional (bank) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Depends on your bank\u2019s rules and the ATM owner<\/span><\/div><\/td>\n<td style=\"width: 115.868%; text-align: left;\" data-mtr-content=\"Bitcoin (crypto) ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-family: inter; font-size: 14pt; color: #000000;\">Refunds depend on the operator\u2019s policy and local law<\/span><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>How Much Do Crypto ATM Fees Cost? Fees and Spreads Explained<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Crypto ATM fees are set by each operator, and lawsuits show they can be high.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">The cost has a visible fee and a spread, which is the gap between the price the machine charges for a coin and the market price at that moment. A spread, or margin, is an extra amount added to the price, so it may not appear as a separate fee line.<\/span><\/p>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">Two US attorneys general have put numbers on this in lawsuits. Iowa&#8217;s attorney general said in February 2025 that <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.iowaattorneygeneral.gov\/newsroom\/attorney-general-bird-sues-crypto-atm-companies-for-costing-iowans-more-than-20-million\"><span style=\"font-weight: 400;\">one operator takes a 23% cut of the money Iowans send through its machines and another 21%<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">, while the attorney general of the District of Columbia alleged in September 2025 that <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/oag.dc.gov\/release\/attorney-general-schwalb-sues-crypto-atm-operator\"><span style=\"font-weight: 400;\">an operator charges fees of up to 26% per transaction without clearly disclosing them<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">, against typical fees of 0.24% to 3% on other apps and exchanges. However it\u2019s important to note that these are merely allegations in lawsuits, and not confirmed court findings or industry averages.<\/span><\/span><\/p>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">To check a machine&#8217;s proposed prices, compare the amount of crypto it offers with a live price such as the <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.btse.com\/en\/trading\/BTC-USDT\"><span style=\"font-weight: 400;\">BTC-USDT<\/span><\/a><span style=\"font-weight: 400;\"> market price, then add up everything you pay.<\/span><\/span><\/p>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>What Are Crypto ATM Limits and ID Rules?<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Crypto ATM limits refer to the most amount of cash you can put in a machine in a day, and they vary by operator and place. Some US states cap new customers.<\/span><\/p>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">For example, under <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/cointelegraph.com\/magazine\/crypto-atm-limits-bans-sweep-across-us\"><span style=\"font-weight: 400;\">2025 state laws<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">, Arizona, Arkansas, Colorado, Maryland, Nebraska, Oklahoma and Rhode Island set $2,000 a day for new users, and Iowa and Maine set $1,000. Some of those laws also cap fees, such as 15% in Iowa and 18% in Nebraska, and give new users refund windows of 14 to 90 days after fraud.<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Identity checks (KYC) can also differ. Some state laws require ID, for example Arkansas, and operators can set their own checks as well. These are 2025 examples that may have changed, so read the notices on the machine itself for specific requirements.<\/span><\/p>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>How Does a Bitcoin ATM Compare With a Crypto Exchange?<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">A Bitcoin ATM is a physical machine that sells you crypto for cash, while a crypto exchange is a website or app where you trade crypto from an account. The table compares the usual differences, and the fee figures come from one lawsuit, not from industry averages.<\/span><\/p>\n<table style=\"width: 101.373%;\" border=\"2\" class=\"mtr-table mtr-thead-th\">\n<thead>\n<tr>\n<th style=\"width: 15.1639%;\" data-mtr-content=\"Point\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\"><span style=\"font-size: 14pt; font-family: inter; color: #000000;\"><b>Point<\/b><\/span><\/div><\/th>\n<th style=\"width: 32.5634%;\" data-mtr-content=\"Bitcoin ATM\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\"><span style=\"font-size: 14pt; font-family: inter; color: #000000;\"><b>Bitcoin ATM<\/b><\/span><\/div><\/th>\n<th style=\"width: 74.026%;\" data-mtr-content=\"Online crypto exchange\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\"><span style=\"font-size: 14pt; font-family: inter; color: #000000;\"><b>Online crypto exchange<\/b><\/span><\/div><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 15.1639%;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">Where you use it<\/span><\/div><\/td>\n<td style=\"width: 32.5634%;\" data-mtr-content=\"Bitcoin ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">A kiosk in a shop or public place<\/span><\/div><\/td>\n<td style=\"width: 74.026%;\" data-mtr-content=\"Online crypto exchange\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">A website or app<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 15.1639%;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">How you pay<\/span><\/div><\/td>\n<td style=\"width: 32.5634%;\" data-mtr-content=\"Bitcoin ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">Cash<\/span><\/div><\/td>\n<td style=\"width: 74.026%;\" data-mtr-content=\"Online crypto exchange\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">Usually a bank transfer, card or other crypto<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 15.1639%;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">Account<\/span><\/div><\/td>\n<td style=\"width: 32.5634%;\" data-mtr-content=\"Bitcoin ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">A wallet address is required; ID checks vary by machine and place<\/span><\/div><\/td>\n<td style=\"width: 74.026%;\" data-mtr-content=\"Online crypto exchange\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">An account and identity checks<\/span><\/div><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 15.1639%;\" data-mtr-content=\"Point\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">Fees<\/span><\/div><\/td>\n<td style=\"width: 32.5634%;\" data-mtr-content=\"Bitcoin ATM\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">Set by the operator; the D.C. lawsuit alleges fees up to 26% (not an average)<\/span><\/div><\/td>\n<td style=\"width: 74.026%;\" data-mtr-content=\"Online crypto exchange\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><span style=\"font-weight: 400; font-size: 14pt; font-family: inter; color: #000000;\">Set by the platform; the same complaint says other apps and exchanges typically charge 0.24% to 3%<\/span><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-family: inter; font-size: 14pt; color: #000000;\"><span style=\"font-weight: 400;\">If you prefer to compare prices before you decide, you can view live trading pairs on the <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/btse.com\/markets\"><span style=\"font-weight: 400;\">crypto markets page<\/span><\/a><\/span><span style=\"font-family: inter; font-size: 14pt; color: #000000;\"><span style=\"font-weight: 400;\">.<\/span><\/span><\/p>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>Are Crypto ATMs Safe? Scams and Risks<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Crypto ATMs are a common tool in scams, and payments are hard to reverse.<\/span><\/p>\n<p><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.ftc.gov\/news-events\/data-visualizations\/data-spotlight\/2024\/08\/bitcoin-atms-payment-portal-scammers\"><span style=\"font-weight: 400;\">FTC data<\/span><\/a><\/span> <span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">show that reported losses at these machines rose nearly tenfold from 2020 to 2023 and passed $65 million in the first half of 2024 alone, and people aged 60 and over reported about 71% of the total.\u00a0<\/span><\/span><\/p>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">The FBI&#8217;s <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.ic3.gov\/PSA\/2026\/PSA260515-2\"><span style=\"font-weight: 400;\">Internet Crime Complaint Center<\/span><\/a><span style=\"font-weight: 400;\"> received more than 13,400 complaints involving crypto kiosks in 2025, with reported losses over $388 million, though it says losses cannot be attributed solely to kiosks.<\/span><\/span><\/p>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">Many of these cases follow the pattern of other <\/span><a style=\"color: #000000;\" href=\"https:\/\/www.btse.com\/blog\/the-down-and-dirty-on-crypto-scams-and-how-to-avoid-them\/\"><span style=\"font-weight: 400;\">crypto scams<\/span><\/a><span style=\"font-weight: 400;\">:<\/span><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>The contact:<\/b><span style=\"font-weight: 400;\"> a call or message about an account problem or suspicious activity.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>The instruction:<\/b><span style=\"font-weight: 400;\"> you are told to withdraw cash and take it to a specific machine, and a QR code is sent to you.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><b>The result:<\/b><span style=\"font-weight: 400;\"> the cash goes into the scammer&#8217;s wallet.<\/span><\/span><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">The FTC says no real business or government agency will tell you to use a Bitcoin ATM, so slow down and talk to someone you trust before you withdraw cash from one. Report a scam at ReportFraud.ftc.gov, or to your local consumer protection or police authority outside the US.<\/span><\/p>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>Are Bitcoin ATMs Legal? Rules by Country and State<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Legality depends on where you are, and the rules change often.<\/span><\/p>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">As of November 13, 2026, four US states ban operating Bitcoin ATMs: <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/secure.in.gov\/dfi\/DFI%20Legislation%20of%20Interest%202026.docx\"><span style=\"font-weight: 400;\">Indiana<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\"> (since March 9, 2026), <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.tn.gov\/tdfi\/mortgage-consumer-lending\/mort-lending-bulletins\/virtual-currency-kiosks.html\"><span style=\"font-weight: 400;\">Tennessee<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\"> (since July 1, 2026), <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/infobytes.orrick.com\/2026-06-26\/new-vermont-law-bans-virtual-currency-kiosks-and-creates-commercial-financing-licensing-regime\/\"><span style=\"font-weight: 400;\">Vermont<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\"> (since July 1, 2026) and <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.revisor.mn.gov\/statutes\/cite\/53B.751\"><span style=\"font-weight: 400;\">Minnesota<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\"> (since August 1, 2026, with kiosks to be removed by December 31, 2026). <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/decrypt.co\/375560\/hawaii-to-ban-cash-deposits-at-crypto-atms-from-october\"><span style=\"font-weight: 400;\">Hawaii&#8217;s law<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">, signed in July 2026, bars kiosks from accepting cash in exchange for crypto from October 1, 2026, and many other states cap daily amounts or fees.<\/span><\/span><\/p>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">Elsewhere, rules target how the machines are marketed or run. The Monetary Authority of Singapore said in January 2022 that <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/www.mas.gov.sg\/news\/media-releases\/2022\/mas-issues-guidelines-to-discourage-cryptocurrency-trading-by-general-public\"><span style=\"font-weight: 400;\">providers of digital payment token services should not market them in public areas<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">, for example through physical ATMs, which is a marketing guideline rather than a ban.<\/span><\/span><\/p>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>What Should You Check Before Using a Bitcoin ATM?<\/b><\/span><\/h2>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Before you use a Bitcoin ATM, confirm that machines are allowed where you are, double-check the fee charged and the total on the screen, and check that the wallet address is yours. Never use a machine just because someone contacted you and told you to do so.<\/span><\/p>\n<p><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\">Crypto assets can lose some or all of their value, and please note that none of this is official investment advice. If you would rather start from an online account, you can <\/span><\/span><span style=\"font-family: inter; font-size: 14pt;\"><a href=\"https:\/\/btse.com\/register\"><span style=\"font-weight: 400;\">create a BTSE account<\/span><\/a><\/span><span style=\"font-family: inter; color: #000000; font-size: 14pt;\"><span style=\"font-weight: 400;\"> and look at live prices first.<\/span><\/span><\/p>\n<h2><span style=\"font-family: inter; color: #000000;\"><b>FAQ<\/b><\/span><\/h2>\n<h3><span style=\"font-family: inter; color: #000000;\"><b>Where can you find a Bitcoin ATM?<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">The FTC says Bitcoin ATMs have been appearing at convenience stores, gas stations and other busy places. Check that machines are allowed where you live before you look for one.<\/span><\/p>\n<h3><span style=\"font-family: inter; color: #000000;\"><b>Do I need a crypto wallet to use a Bitcoin ATM?<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">To buy, you normally need a wallet address for the machine to send the crypto to, so set up a wallet app first.<\/span><\/p>\n<h3><span style=\"font-family: inter; color: #000000;\"><b>How long does a Bitcoin ATM transaction take?<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Timing varies by operator and network: the machine submits the transfer, and the blockchain must then confirm it. Your wallet app shows when the crypto has arrived.<\/span><\/p>\n<h3><span style=\"font-family: inter; color: #000000;\"><b>Can you get your money back after a Bitcoin ATM scam?<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400; font-family: inter; color: #000000; font-size: 14pt;\">Refund rights depend on the operator&#8217;s policy and local law, and some US states give new users refund windows of 14 to 90 days after fraud. Contact the operator and the police quickly, and report it to the FTC at ReportFraud.ftc.gov if you are in the US.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways What is a Bitcoin ATM? A Bitcoin ATM, also called a crypto ATM, is a machine that lets you swap cash for cryptocurrency, and some machines also swap crypto back into cash. It is not a bank ATM and it does not take money out of a bank account. To use one, you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18930,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1350],"tags":[1403,1398,1399,1401,1404,1402,1400],"class_list":["post-18924","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-analysis","tag-are-crypto-atms-safe","tag-bitcoin-atm","tag-crypto-atm","tag-crypto-atm-fees","tag-crypto-atm-limits","tag-how-do-crypto-atms-work","tag-what-is-a-bitcoin-atm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is a Bitcoin ATM? Crypto ATM Explained &#8212; BTSE Blog<\/title>\n<meta name=\"description\" content=\"What is a Bitcoin ATM? Learn how crypto ATMs work step by step, what they cost, how they differ from bank ATMs and exchanges, and how to stay safe from scams.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is a Bitcoin ATM? Crypto ATM Explained &#8212; BTSE Blog\" \/>\n<meta property=\"og:description\" content=\"What is a Bitcoin ATM? Learn how crypto ATMs work step by step, what they cost, how they differ from bank ATMs and exchanges, and how to stay safe from scams.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/\" \/>\n<meta property=\"og:site_name\" content=\"BTSE Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-13T08:43:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/1280x720_What-Is-Bitcoin-ATM_-Crypto-ATM-Explained.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"BTSE\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@BTSE_Official\" \/>\n<meta name=\"twitter:site\" content=\"@BTSE_Official\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BTSE\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Is a Bitcoin ATM? Crypto ATM Explained &#8212; BTSE Blog","description":"What is a Bitcoin ATM? Learn how crypto ATMs work step by step, what they cost, how they differ from bank ATMs and exchanges, and how to stay safe from scams.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/","og_locale":"en_US","og_type":"article","og_title":"What Is a Bitcoin ATM? Crypto ATM Explained &#8212; BTSE Blog","og_description":"What is a Bitcoin ATM? Learn how crypto ATMs work step by step, what they cost, how they differ from bank ATMs and exchanges, and how to stay safe from scams.","og_url":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/","og_site_name":"BTSE Blog","article_published_time":"2026-11-13T08:43:39+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/1280x720_What-Is-Bitcoin-ATM_-Crypto-ATM-Explained.webp","type":"image\/webp"}],"author":"BTSE","twitter_card":"summary_large_image","twitter_creator":"@BTSE_Official","twitter_site":"@BTSE_Official","twitter_misc":{"Written by":"BTSE","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/#article","isPartOf":{"@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/"},"author":{"name":"BTSE","@id":"https:\/\/www.btse.com\/blog\/#\/schema\/person\/46ad80e1bffe6cf5d79938127822f2ca"},"headline":"What Is a Bitcoin ATM? Crypto ATM Explained","datePublished":"2026-11-13T08:43:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/"},"wordCount":2009,"commentCount":0,"publisher":{"@id":"https:\/\/www.btse.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/1280x720_What-Is-Bitcoin-ATM_-Crypto-ATM-Explained.webp?fit=1200%2C675&ssl=1","keywords":["are crypto atms safe","bitcoin atm","crypto atm","crypto atm fees","crypto atm limits","how do crypto atms work","what is a bitcoin atm"],"articleSection":["Market Analysis"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/","url":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/","name":"What Is a Bitcoin ATM? Crypto ATM Explained &#8212; BTSE Blog","isPartOf":{"@id":"https:\/\/www.btse.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/#primaryimage"},"image":{"@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/1280x720_What-Is-Bitcoin-ATM_-Crypto-ATM-Explained.webp?fit=1200%2C675&ssl=1","datePublished":"2026-11-13T08:43:39+00:00","description":"What is a Bitcoin ATM? Learn how crypto ATMs work step by step, what they cost, how they differ from bank ATMs and exchanges, and how to stay safe from scams.","breadcrumb":{"@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/#primaryimage","url":"https:\/\/i0.wp.com\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/1280x720_What-Is-Bitcoin-ATM_-Crypto-ATM-Explained.webp?fit=1200%2C675&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/1280x720_What-Is-Bitcoin-ATM_-Crypto-ATM-Explained.webp?fit=1200%2C675&ssl=1","width":1200,"height":675},{"@type":"BreadcrumbList","@id":"https:\/\/www.btse.com\/blog\/bitcoin-atm-explained\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.btse.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What Is a Bitcoin ATM? Crypto ATM Explained"}]},{"@type":"WebSite","@id":"https:\/\/www.btse.com\/blog\/#website","url":"https:\/\/www.btse.com\/blog\/","name":"BTSE Blog","description":"Navigating the Crypto Frontier - Insights, Analysis, and Strategies","publisher":{"@id":"https:\/\/www.btse.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.btse.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.btse.com\/blog\/#organization","name":"BTSE","url":"https:\/\/www.btse.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.btse.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.btse.com\/blog\/wp-content\/uploads\/2023\/03\/btse-logo.webp?fit=1007%2C306&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.btse.com\/blog\/wp-content\/uploads\/2023\/03\/btse-logo.webp?fit=1007%2C306&ssl=1","width":1007,"height":306,"caption":"BTSE"},"image":{"@id":"https:\/\/www.btse.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/BTSE_Official","https:\/\/discord.com\/invite\/btse","https:\/\/www.linkedin.com\/company\/btsecom\/","https:\/\/t.me\/btsecom"]},{"@type":"Person","@id":"https:\/\/www.btse.com\/blog\/#\/schema\/person\/46ad80e1bffe6cf5d79938127822f2ca","name":"BTSE","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/dc01110861deb9c4a6b15c6c841e4457320749d7c005164340fbf8d4eacefc5d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dc01110861deb9c4a6b15c6c841e4457320749d7c005164340fbf8d4eacefc5d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/dc01110861deb9c4a6b15c6c841e4457320749d7c005164340fbf8d4eacefc5d?s=96&d=mm&r=g","caption":"BTSE"},"sameAs":["https:\/\/www.btse.com\/blog"],"url":"https:\/\/www.btse.com\/blog\/author\/btseadmin\/"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.btse.com\/blog\/wp-content\/uploads\/2026\/11\/1280x720_What-Is-Bitcoin-ATM_-Crypto-ATM-Explained.webp?fit=1200%2C675&ssl=1","_links":{"self":[{"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/posts\/18924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/comments?post=18924"}],"version-history":[{"count":3,"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/posts\/18924\/revisions"}],"predecessor-version":[{"id":18931,"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/posts\/18924\/revisions\/18931"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/media\/18930"}],"wp:attachment":[{"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/media?parent=18924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/categories?post=18924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.btse.com\/blog\/wp-json\/wp\/v2\/tags?post=18924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}